23035 ZIP Code — Cobbs Creek, VA

Mathews County, Virginia

ZIP code 23035 is located in Cobbs Creek, Virginia, within Mathews County. It covers approximately 10.85 square miles and serves a population of 1,560 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 804.

About ZIP code 23035

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $398,100. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($100,027) and mean household income suggests income inequality — a small number of higher earners pull the average up. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. An above-average commute of 44 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

18% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 23035 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,560

population

10.85

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

23035 ZIP code map

Cities in ZIP code 23035

Below are the cities the US Postal Service accepts for ZIP code 23035. Using any city not on this list may result in mail delivery delays.

City	Status
Cobbs Creek	Acceptable
Cobbs Creek	Preferred

Nearby ZIP codes

23068 Hallieford (1.7 mi) 23128 North (3.1 mi) 23050 Dutton (3.5 mi) 23076 Hudgins (3.8 mi) 23070 Hardyville (3.8 mi) 23043 Deltaville (4.4 mi) 23071 Hartfield (4.4 mi) 23056 Foster (4.7 mi) 23176 Wake (5.2 mi) 23109 Mathews (5.3 mi) 23119 Moon (7 mi) 23169 Topping (7.4 mi)

Demographics updated 05/2026

Population
Total population	1,560
Population density	144 / sq mi
State FIPS	51
County FIPS	115

Geography
Land area	10.85 sq mi
Water area	3.59 sq mi
Latitude	37.5066
Longitude	-76.3728
Timezone	Eastern (ET)
Area code	804

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.2%	33.1%	32.9%
$50k – $100k	48.2%	34.4%	29.2%
$100k – $200k	16.9%	19.9%	26.3%
Over $200k	10.7%	12.6%	11.6%

Demographics & statistics

1,560

Population

144

People per sq mi

55.8

Median age

$100,027

Median household income

$47,633

Per capita income

$398,100

Median home value

$840

Median monthly rent

90.3%

Home ownership

11.8%

Poverty rate

18.6%

Unemployment

894

Housing units

24.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

126

15–19

114

20–24

25–34

35–44

111

45–54

100

128

55–59

116

114

60–64

104

128

65–74

116

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	282	18.1%
18 and over	1,278	81.9%
65 and over	361	23.1%
Median age	55.8 years

Race & ethnicity

White 90.9%

Two or more races 4.3%

Hispanic or Latino 2.4%

Other race 1.3%

Black or African American 1.1%

Group	Count	%
White	1,453	90.9%
Two or more races	68	4.3%
Hispanic or Latino	39	2.4%
Other race	21	1.3%
Black or African American	18	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.2%	33.1%	32.9%
$50k – $100k	48.2%	34.4%	29.2%
$100k – $200k	16.9%	19.9%	26.3%
Over $200k	10.7%	12.6%	11.6%

$10k–$15k 1.3%

$15k–$25k 2.4%

$25k–$35k 1.9%

$35k–$50k 6.1%

$50k–$75k 20.6%

$75k–$100k 17.7%

$100k–$150k 26.1%

$150k–$200k 3.0%

$200k+ 21.0%

Range	% of households
$10k–$15k	1.3%
$15k–$25k	2.4%
$25k–$35k	1.9%
$35k–$50k	6.1%
$50k–$75k	20.6%
$75k–$100k	17.7%
$100k–$150k	26.1%
$150k–$200k	3.0%
$200k+	21.0%
Median income	$100,027

Housing

Home values

Under $50k 4.3%

$50k–$100k 5.9%

$100k–$150k 2.8%

$150k–$200k 2.4%

$200k–$300k 29.9%

$300k–$500k 8.7%

$500k–$1M 45.9%

Housing overview

Metric	Value
Median home value	$398,100
Median rent / month	$840
Owner occupied	90.3%
Renter occupied	9.7%
Vacant	33.4%
Single-family detached	92.9%
Large apartment buildings	0.0%
Mobile homes	1.9%
Median rooms	6.1
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	13.5%
1990–1999	16.6%
1980–1989	8.3%
1970–1979	16.0%
1960–1969	10.4%
1950–1959	10.9%
1940–1949	9.0%
1939 or earlier	12.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	5.4%
2 bedrooms	19.2%
3 bedrooms	63.2%
4 bedrooms	9.7%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	15.9%
2 vehicles	17.4%
3 or more	66.7%

Heating fuel

Fuel type	%
Utility gas	8.0%
Electricity	85.7%
Propane / LP gas	5.0%
Fuel oil	1.3%

Households & families

Household type	Count	%
Married-couple family	377	59.2%
Cohabiting couple	132	20.7%
Male householder, no spouse	68	10.7%
Female householder, no spouse	60	9.4%
Households with children under 18	181	28.4%
Households with seniors (65+)	257	40.3%
Average household size	2.45

Marital status

Status	Male	Female
Never married	31.5%	32.0%
Married	49.4%	49.7%
Separated	2.8%	0.0%
Widowed	2.6%	4.6%
Divorced	13.6%	13.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.3%

HS graduate 29.0%

Some college, no degree 31.4%

Associate's degree 11.0%

Bachelor's degree 14.5%

Graduate / professional 9.8%

Metric	%
HS diploma or higher	95.7%
Bachelor's or higher	24.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	16	5.0%
High school	230	71.7%
College / grad school	75	23.4%

Employment

Industry of employment

Construction 23.4%

Education & healthcare 20.5%

Manufacturing 14.1%

Retail trade 9.0%

Professional & management 7.8%

Other services 7.3%

Wholesale trade 7.1%

Arts, food & hospitality 2.9%

Transportation & utilities 2.8%

Public administration 2.6%

Finance & real estate 2.2%

Information 0.3%

Occupation

Category	%
Management, business & arts	26.2%
Service	5.4%
Sales & office	25.9%
Natural resources & construction	34.4%
Production & transportation	8.1%

Employment type

Type	%
Private sector	74.1%
Government	11.6%
Self-employed	14.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.0%
Carpool	3.7%
Public transit	0.3%
Walk	1.6%
Work from home	19.4%
Other means	0.0%
Avg commute (minutes)	43.6

Poverty

All people 11.8%

Under 18 years 33.3%

18 and over 7.0%

Married-couple families 4.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	44.4%
Retirement income	42.5%
Supplemental Security	11.6%
Cash public assistance	0.0%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	38.6%
High cholesterol	36.8%
Diabetes	12.0%
Heart disease	7.5%
Stroke	3.5%
Asthma	9.3%
Arthritis	32.0%
Kidney disease	3.3%
Pulmonary disease	7.4%
Cancer	8.8%

Behavior / access	%
Smoking	14.9%
Binge drinking	14.1%
No physical activity	21.0%
Less than 7 hrs sleep	31.6%
Depression	19.6%
Fair or poor health	14.4%
Poor mental health	12.4%
Poor physical health	10.2%
No health insurance	10.1%
Visited doctor (checkup)	79.1%
Visited dentist	71.3%
Cholesterol screening	93.2%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	147	11.5%

Disability	%
Any disability	22.1%
Under 18	33.3%
18–64 years	17.6%
65 and over	24.9%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	32.8%
No insurance	18.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,524	97.7%
Spanish	16	1.0%
Other Indo-European	16	1.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,544	99.0%
Born in same state	1,544	99.0%
Born in different state	1,034	66.3%
Foreign born	0	0.0%
Naturalized citizen	16	1.0%
Not a US citizen	16	100.0%

Ancestry

Ancestry	Count	%
Arab	472	30.3%
Italian	198	12.7%

Ancestry	Count	%
French	195	12.5%
Norwegian	9	0.6%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 23035

What city is ZIP code 23035 in?

ZIP code 23035 is primarily assigned to Cobbs Creek, Virginia.

What county is ZIP code 23035 in?

ZIP code 23035 falls within Mathews County, Virginia.

Is ZIP code 23035 mostly owner-occupied?

90% of occupied units in ZIP code 23035 are owner-occupied, well above the national average.

Does ZIP code 23035 have a large retiree population?

44% of households in ZIP code 23035 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 23035 have a large veteran population?

12% of civilians in ZIP code 23035 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 23035?

The median home value in ZIP code 23035 is $398,100.

What timezone is ZIP code 23035 in?

ZIP code 23035 observes the EST timezone.